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www.dealspluses.com/coupons/walmart.comResearch Paper (postgraduate) from the year 2016 in the subject Business economics - Banking Stock Exchanges Insurance Accounting language: Albanian abstract: Kudo në botën në zhvillim rritja e disponueshmërisë së kredisë dhe konkurrenca e rritur mes huadhënësve kanë krijuar nevojën e shkëmbimit të informacionit të kredisë sepse shtrirja dhe efikasiteti i mekanizmave të shkëmbimit të informacionit ndryshojnë shumë midis vendeve. Disa huadhënës në Shqipëri kanë ngjallur interes në mundësinë e krijimit të Sistemeve te Informacionit të Kreditit (SIK) për të ndihmuar në menaxhimin e rrezikut huamarrës. Në mënyrë të ngjashme shumë ekonomi janë dëshmitare për rritjen e madhe në mbulimin e informacionit të kreditit duke përfshirë edhe ndërgjegjësimin në rritje të domosdoshmërisë së shkëmbimit të informacionit midis huadhënësve të shumtë.Sistemet e informacionit të kreditit SIK janë të përkushtuar për të ofruar të mira për raportimin e kreditit menaxhimin e vlerësimit dhe zbutjen e rrezikut të kreditimit të produkteve. Sistemi i informacionit të kreditit SIK mbledh informacion nga burime të ndryshme dhe jep informacion të kredisë konsumatore për konsumatorët për një shumëllojshmëri përdorimi. Informacione si ecuritë e mëparshme të kredisë së një personi janë një mjet i fuqishëm për të parashikuar sjelljen e tij të ardhshme. Institucione të tilla informacioni rreth kredive zvogëlojnë efektin e informacionit asimetrik midis huamarrësve dhe huadhënësve për të lehtësuar problemet e përzgjedhjes së pafavorshme dhe rrezikut moral. Për shembull informacioni i mjaftueshëm i kreditit mund të lehtësojë huadhënësit në shfaqjen dhe monitorimin e huamarrësit duke shmangur dhënien e kredive për individët me rrezik të lartë. Kjo ndihmon huadhënësit të vlerësojnë meritat e kreditit aftësinë për të paguar përsëri një kredi dhe ndikimin në normën e interesit dhe kushtet e tjera të kredisë. Normat e interesit nuk janë të njëjta për të gjithë pasi bazohen në rrezik
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www.dealspluses.com/coupons/jcpenney.comOur flare-leg pants are a comfortable option for bustling around at work or home. They're made with mechanical motion stretch to enhance the performance of the fabric without incorporating a spandex yarn. This provides the lasting durability of a polyester/cotton blend, with the movement of a stretch fabric. Features: Tag FreeFit: Regular FitIndustry: Health CareFiber Content: 65% Polyester, 35% CottonFabric Description: KnitLeg Style: Flare LegCare: Machine WashCountry of Origin: Imported
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